My1099Calculator exists because staring at a 1099-NEC form shouldn't feel like panic.
Morgan Reed, Founder
When I first transitioned to freelance work, quarterly estimated taxes were overwhelming: dense IRS documents, confusing jargon, and a lingering fear I'd owe thousands I hadn't saved for. The tools I found online were either far too basic — multiplying everything by an arbitrary 30% — or required an accounting degree to use.
This site is the tool I wanted to hand people: see your true tax liability broken down step-by-step, exactly what to send the IRS each quarter, and the deductions that actually save you money. Every calculation runs in your browser.
I bring 15 years of experience in financial analysis, compliance, and strategic planning — plus 5 years navigating freelance and self-employment taxes firsthand — to how this tool is built and kept accurate.
How we make money
The calculator is free and always will be. The site is supported by advertising, an optional paid guide, and affiliate relationships with select business service providers. Those relationships never change what the calculator outputs or what we recommend — the math is the math.
Part of a wider network
My1099Calculator sits alongside MyStudentLoanPayoffCalculator, MyPropertyTaxCalculator and MyCreditCardPayoffCalculator — the same approach applied to student loans, property assessments and credit card debt.
Editorial note: this site publishes educational tools and general information only. It is not a CPA, tax preparer, or legal advisory service, and nothing here is personalised tax advice. See our Terms of Use.
Written by Morgan Reed, Founder of My1099Calculator · Last updated August 2026
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